Required Documents

Documents Required

  • Past two (2) years W-2 statements
  • Two Pay Stubs covering the last (30) thirty days
  • Two most recent monthly bank statements
  • Driving license copy - both sides
  • Copy of Green card / H1B copy (all pages) & passport (details, visa pages).
  • if US Citizen, just the US passport detail pages.
for Purchase Loan:
  • The signed Purchase contract
  • Earnest money check copy.
For Refinance Loan:
  • Current home and any other homes (if owned):
  • Mortgage statement
  • Home insurance copy
  • Property Tax statement
  • HOA dues/Transactions
  • Lease doc (if leased).
If you have income other than W2's (1099/rental/business etc)
  • Last 2 years tax returns (all Pages)
  • If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet
If Checking/Savings do have enough money:
  • Most recent transaction summary of 401K, IRA, or Mutual Fund Accounts
  • Photocopies of any stocks or certificates of deposits